The NTM Associates blog
Straightforward UK tax & accountancy advice
No jargon, no fluff. Practical guides on accountant costs, VAT, Making Tax Digital, self-assessment, payroll and bookkeeping — written for real UK business owners.
Latest articles
Guides that save you money and stress
Pricing & Advice
6 min readHow Much Does an Accountant Cost in the UK in 2026/27?
Accountant fees in the UK range from around £25 a month for basic sole trader bookkeeping to £150+ a month for full limited company service. Here's what actually drives the price — and how to avoid hidden charges.
2026-08-05
VAT
7 min readVAT Registration Threshold UK 2026/27: When Do You Have to Register?
You must register for VAT once your taxable turnover passes £90,000 in any rolling 12-month period — or if you expect it to within 30 days. Here's what that really means for your business.
2026-08-03
Making Tax Digital
8 min readMaking Tax Digital for Income Tax: The 2026/27 Guide for Sole Traders & Landlords
From 6 April 2026, sole traders and landlords with income over £50,000 must file quarterly digital updates with HMRC. Here's the timeline, who's affected, and how to get ready without the stress.
2026-07-28
Tax Planning
8 min readDividend vs Salary 2026/27: How Should a Limited Company Director Pay Themselves?
Dividend tax rises to 10.75% / 35.75% from April 2026. For most directors the classic strategy still holds: a salary up to the £12,570 personal allowance, with the rest as dividends.
2026-07-22
Self-Assessment
7 min readSelf-Assessment Tax Return: Deadlines, Penalties and How to Avoid Them
Miss the 31 January online filing deadline and you face an automatic £100 penalty — with more on top the longer you wait. Here are the 2025/26 deadlines and how to stay clear of penalties entirely.
2026-07-15
Bookkeeping
9 min readBookkeeping for Small Business in the UK: The Complete Guide (2026)
Good bookkeeping isn't admin — it's the difference between paying your fair share of tax and paying too much. Here's the complete UK guide: records, software, and how often to keep on top of it.
2026-07-08Ready to sort your accounts?
Get a free, no-obligation quote and see how simple professional accountancy can be. We reply within one working day.
Professional · Reliable · Affordable — UK-wide service